You try to set aside money every paycheck for your savings but by the time you pay your bills, buy groceries, gas and go out for dinner a few times it feels like there is nothing left to save. Maybe it’s time to try a different approach.
Category Archives: Uncategorized
Building a bright financial future for your child
When a child is born so many responsibilities come with raising this child. One thing that can easily be taken care of is their education. Opening an RESP (Registered Education Savings Plan) could be one of the smartest decisions that you will make.
Building a Financial Plan
Financial planning is so important for our future, yet many of us find it to be a difficult process with not understanding the necessary steps to take or how to wade through the financial jargon.
Reach Your Financial Goals
Annual financial planning with your financial advisor gives you the opportunity to review and update your goals and check-in on your progress to achieving them. It helps you reach financial goals that you want to achieve – short-term, mid-term and long-term.
How To Manage Your Side Hustle
Side hustles have become a popular way of supplementing income from a full or part time job, and they’re only getting more common during the Covid-19 pandemic. A good side hustle should be scalable, flexible, and well paying. Income can be used to pay-off debt, or put away more into savings, while doing something you love.
Student banking; we do that
Whether you are just finishing high school, deciding to finally go back to school after an extended break, or maybe you are looking for a much-needed career change, Mainstreet has you covered.
Downsizing to the lifestyle, and home, you want today
Most homeowners come to a point in their life when they may want to downsize their home maybe because of their stage of life or becoming empty-nesters, wanting to retire in a new place, wanting less up-keep and space to maintain, wanting more financial freedom, and more.
What is a Fixed Rate Mortgage?
Whether you are buying your first home, refinancing or renewing an existing mortgage, sometimes deciding whether to go with a fixed or variable rate mortgage can be confusing. Get help deciding if a fixed rate mortgage is right for you.
Managing your Credit Card Debts and Payments
Are you having difficulty keeping up with multiple monthly credit card or loan payments? Do you have multiple credit card bills or loans to keep track of and pay on different dates? Learn how you can manage your credit card debts and payments.
Financing and Building Your Dream Home
If you have been searching and searching and haven’t yet found your dream home, building one from the ground up might be the right solution for you.
Why you should get pre-approved when shopping for your first home
Buying a home can be a challenge. Learn about why you should get pre-approved before shopping for your first home.
Contemplating Taking a Break?
Before making the difficult decision to skip your mortgage payment, weigh in on the short, and long term effects of skipping payments.
I want to invest in the markets, but I’m scared they will drop
Investing in the markets isn’t always the right fit for everyone when it comes to deciding how you will save and grow your money over your lifetime. It’s important to do investment and financial planning with a trusted and qualified advisor.
Importance of Investing Early
Investing when you are young is hard to get excited about but the sooner you make it a priority to invest for retirement, the better. When time is on your side, it’s a huge ally.
Invest and Wait
The best time to invest for the long term is when you have the money available and free to be committed for an appropriate amount of time.
There is a lot more to a good mortgage deal than just a great rate
Look beyond the rate and see what other factors should be considered when moving forward with a mortgage.