Are you considering buying your first home? Do you feel like you have a lot of questions and are unsure about how to navigate the mortgage and home financing process? Mainstreet advisors are experts in providing you mortgage advice and can help walk you through this exciting time and the necessary steps when purchasing your first home. Here are a few important first steps when considering buying your first home.
Author Archives: Chris Viger
Am I Retirement Ready?
Wondering if you are ready for retirement? Take the first step today to prepare for your journey of tomorrow.
What is an RDSP?
An RDSP is a Registered Disability Savings Plan that is intended to help parents, guardians and qualifying participants save money for the welfare and financial well being of someone with a disability.
Top 10 Things to know about Mainstreet Online Banking
Get the most out of our online banking service with the following top 10 tips and tricks.
A Savings Strategy: Pay Yourself First
You try to set aside money every paycheck for your savings but by the time you pay your bills, buy groceries, gas and go out for dinner a few times it feels like there is nothing left to save. Maybe it’s time to try a different approach.
Building a bright financial future for your child
When a child is born so many responsibilities come with raising this child. One thing that can easily be taken care of is their education. Opening an RESP (Registered Education Savings Plan) could be one of the smartest decisions that you will make.
Building a Financial Plan
Financial planning is so important for our future, yet many of us find it to be a difficult process with not understanding the necessary steps to take or how to wade through the financial jargon.
Reach Your Financial Goals
Annual financial planning with your financial advisor gives you the opportunity to review and update your goals and check-in on your progress to achieving them. It helps you reach financial goals that you want to achieve – short-term, mid-term and long-term.
How To Manage Your Side Hustle
Side hustles have become a popular way of supplementing income from a full or part time job, and they’re only getting more common during the Covid-19 pandemic. A good side hustle should be scalable, flexible, and well paying. Income can be used to pay-off debt, or put away more into savings, while doing something you love.
Student banking; we do that
Whether you are just finishing high school, deciding to finally go back to school after an extended break, or maybe you are looking for a much-needed career change, Mainstreet has you covered.
Saving for a Down Payment
You may be interested to learn more about how to start saving for a down payment towards a home purchase. Although it may seem daunting to think about, here are a few tips and tricks that can help you get closer to owning your own home.
Downsizing to the lifestyle, and home, you want today
Most homeowners come to a point in their life when they may want to downsize their home maybe because of their stage of life or becoming empty-nesters, wanting to retire in a new place, wanting less up-keep and space to maintain, wanting more financial freedom, and more.
What is a Fixed Rate Mortgage?
Whether you are buying your first home, refinancing or renewing an existing mortgage, sometimes deciding whether to go with a fixed or variable rate mortgage can be confusing. Get help deciding if a fixed rate mortgage is right for you.
Managing your Credit Card Debts and Payments
Are you having difficulty keeping up with multiple monthly credit card or loan payments? Do you have multiple credit card bills or loans to keep track of and pay on different dates? Learn how you can manage your credit card debts and payments.
Financing and Building Your Dream Home
If you have been searching and searching and haven’t yet found your dream home, building one from the ground up might be the right solution for you.
What is a HELOC (Home Equity Line Of Credit)?
Are you thinking about doing some home improvements, going on vacation, or even putting in that dream swimming pool but unsure how to fund these improvements? Have you thought of using the equity in your home to borrow at a low cost? Let’s explore how this can work with a Home Equity Line of Credit (HELOC).